Erlog, I think you are also mixing up some facts.
Its true that you will be torn apart. The way in which the previous person has described it, is not correct. If you were to fall into a black hole, your feet will be closer to the singularity point then your head. This is what we call major tidal gravity. Not just simple residual effects we may feel falling towards earth. Now since the gravity is stronger towards the center of the black hole, then this would cause to force to pull much stronger on your feet then your head. So evidently, you would be streched to infinity, and squashed enourmously at your sides. Essentially you will be torn to shreads!